Credit Analyst
Full Time
New York, NY 10020
$90,000 - $100,000 a year
Posted
Job description
About the Bank
Sumitomo Mitsui Trust Bank, Limited was established through the merger of The Sumitomo Trust and Banking Co., Ltd with Chuo Mitsui Trust and Banking, Ltd. on April 1, 2012. We are one of the largest asset managers in Japan, with AUM of more than $500 Billion USD. The Bank provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.
Department Overview
The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Markets Unit (“GMU”), Americas Division” which performs business functions. The Specialty Finance Department (“SFD”) is responsible for originating, booking and monitoring credit facilities for both bilateral and syndicated loan transactions. SFD focuses on building and monitoring portfolio assets in 4 main product areas: Project Finance, Trade and Commodity Finance, Aviation Finance, and Real Estate.
This role is within the Project Finance area. SMTBNY has supported more than 70 projects over the last 10 years with an active focus on the clean energy industry. We currently have a $2.5 billion portfolio supporting some of the largest clean energy developers in the Americas. We look to forge deep relationships with our customers and provide support with bespoke solutions.
Position Overview:
Responsible for Project Finance credit evaluation and deal maintenance.
Duties and Responsibilities
- Reviews potential Project Finance assets and prepares credit memos/applications and help in making investment decisions.
- Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management.
- Monitors assigned assets to maintain credit quality through appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity.
- Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities.
- Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated.
- May conduct business development activities.
- May conduct or support deal structuring activities.
- Performs other duties and responsibilities as assigned by management.
Knowledge, Skills, and Abilities:
- Bachelor’s degree in Finance or Economics or equivalent with 2+ years related experience.
- Good knowledge of finance and basic accounting.
- Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies.
- Good knowledge of corporate finance and loan markets
- Advanced in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities.
- Excellent oral and written communication skills.
- Excellent organization skills and detail oriented.”
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